You Are More Than A Credit Score To Us

Home Equity Lines of Credit*     
Flexible lending options for a wide-range of needs

From home improvements, to paying college tuition, to eliminating high-interest credit card debt or other loans, a Home Equity Line of Credit gives you the flexibility and ease to handle any of your expected, or unexpected financial needs.

We offer a traditional 35-month Home Equity Line of Credit along with our innovative Total Home Equity Line of Credit (TLC) that offers homeowners the option to convert all or a portion of their variable rate balance to a fixed-rate loan. Both options offer the following advantages:

  • Low closing costs.**
  • Ease of use: accessing your Home Equity Line of Credit is easy through a variety of ways - Visa Platinum Home Equity Line credit card, check , or in-person request. Your Home Equity Line of Credit can even provide overdraft protection on your Bank of North Georgia checking account. 
  • Tax deductibility: in most cases, the interest you pay on your credit line is tax-deductible.***
  • Convenience: use your line of credit over and over - there is no need to apply for a new loan when your needs change.


Competitive rates, flexible payment options and local bankers who make local decisions for fast approvals - just a few of the many benefits that a Bank of North Georgia Home Equity Line of Credit provides to homeowners.

DIscover how easily we can build a lasting relationship.
MORE POWER TO YOU
info@banknorthgeorgia.com
(770) 576-4471

 

*All loans and lines of credit are subject to credit approval. 
**Please contact your nearest branch for specific product information. Account Closing fees may apply.
***Please consult your tax adviser.