Signature Preferred

This package rewards you for your banking relationship. This account pays interest at a higher rate for larger balances. Plus, you can earn additional interest based on the balances in the accounts listed below. There is no monthly maintenance fee if a minimum balance is maintained.
 
Requirements
  • Minimum opening balance - $100.00
  • Maintenance fee if below balance requirements - $25.00
  • Average daily balance required to waive maintenance fee:
    • $5,000 in the Signature Preferred checking account or
    • $15,000 combined balance in Signature Preferred checking, savings, NOW, money market, outstanding balance in installment loans, lines of credit, credit card, HELOC or
    • $25,000 combined balance in Signature Preferred checking, savings, NOW, money market, CDs, IRAs, outstanding balance in installment loans, lines of credit, credit card, HELOC
Features*
  • Tiered interest rate
  • Additional interest is earned on the Signature Preferred checking account balance when the combined balance of $15,000 or more is reached.
  • Free Visa® Cash Back Check Card**  
  • No annual fee Visa® Credit Card**
  • Additional Signature Money Market, Advantage Money Market or Premium Money Market account at no fee(excess transaction fees apply)*** 
  • Free standard checks for the life of the account
  • 50% discount on designer checks
  • 50% discount on safe deposit box
  • 1 free stop payment per statement cycle
  • Free Travelers Cheques
  • Free Official Checks
  • Overdraft Coverage available*****
All Bank of North Georgia personal checking accounts feature:
Compare Accounts
 

Need More Information?


info@banknorthgeorgia.com
(770) 576-4471

All checking and savings accounts are subject to credit approval.
*Account features may vary by location. Please contact your local branch for details.
**Subject to credit approval
***Where applicable
****Restrictions apply.
*****Overdraft coverage is provided at the bank’s discretion, and we are under no obligation to pay items when your account funds are insufficient. Your account must be in good standing for coverage to be extended. We do impose limits on the number of and amount of overdrafts we will pay. Your overdraft limits will change based on your account standing. Overdraft coverage is typically not extended to new accounts until after 90 days. Based on the terms of our Deposit Account Agreement, you are required to immediately pay the bank the amount of any overdraft and applicable fees. Fees for individual occurrences range from $25 to $36 based on your overdraft history. An overdraft collection fee of $35 is assessed if your account remains overdrawn for seven calendar days.